Ahmed Al-Kawashi M, Ahmad Al-Barzanji M. The role of application “My Account” project as one of the digital transformation mechanisms in achieving financial inclusion in the Kurdistan Regional Government – Iraq: An analytical study on a number of government and private banks in Dohuk Governorate . HJUOZ [Internet]. 2024 May 19 [cited 2024 Dec. 4];12(2):341-59. Available from: https://hjuoz.uoz.edu.krd/index.php/hum/article/view/1357