Ismail B, Ramo W. USING BLOCKCHAIN TECHNOLOGY TO IMPROVE CREDIT RISK MANAGEMENT: "A survey study of a sample of academics and professionals in public universities". HJUOZ [Internet]. 2024 Oct. 8 [cited 2024 Oct. 16];12(4):755-68. Available from: https://hjuoz.uoz.edu.krd/index.php/hum/article/view/1293